Florida Broker Practice Exam

Under what circumstance can racial discrimination still lead to a lawsuit despite exemptions under the Fair Housing Act?

1. If the seller owns a multi-family dwelling

2. If the owner lives in one of the units

3. If there is evidence of discrimination

4. If the seller owns less than three properties

The correct answer is: If there is evidence of discrimination

Racial discrimination can lead to a lawsuit even in circumstances where there are exemptions under the Fair Housing Act if there is evidence of discrimination. The Fair Housing Act provides certain exemptions, such as for owner-occupied buildings with four or fewer units, but these exemptions do not protect individuals from being held accountable if they engage in discriminatory practices. If a person exhibits discriminatory behavior, such as refusing to rent or sell based on race, national origin, or any other protected characteristic, it can give rise to a valid claim regardless of the exemptions in place. Therefore, the presence of evidence that substantiates a claim of discrimination is critical and can result in legal consequences. This principle ensures that fair housing laws are enforced and protects individuals from discriminatory acts that undermine the purpose of the Act.