Florida Broker Practice Exam

What does the covenant of "further assurance" in a general warranty deed entail?

1. Guarantee against encumbrances

2. Guarantee of peaceful possession

3. Promise to deliver necessary legal instruments

4. Promise to defend the title forever

The correct answer is: Promise to deliver necessary legal instruments

The covenant of "further assurance" in a general warranty deed involves a promise from the grantor (the person transferring the property) to take necessary future actions to ensure that the grantee (the recipient of the property) can enjoy clear and marketable title to the property. This means that if there are any issues with the title that arise after the transfer, the grantor is obligated to provide additional documents or perform actions that may be required to rectify those issues. This covenant is crucial because it provides the grantee with a level of security and confidence that the title is not only good at the time of transfer but will remain good in the future, as the grantor commits to assist in addressing any title problems that may surface. Such assurances can include executing additional deeds, providing documentation, or taking legal action as required. While other covenants in a general warranty deed, such as the guarantee against encumbrances, the guarantee of peaceful possession, and the promise to defend the title, serve important roles in protecting the interests of the buyer, the specific nature of "further assurance" focuses on the proactive commitment to resolve potential title deficiencies that may occur after the deed is executed.