Florida Broker Practice Exam

What does the covenant of "warranty forever" guarantee in a general warranty deed?

1. The grantor will assure peace of possession

2. The grantor will defend the title against claims

3. The property is satisfactory to the grantee

4. The title is free from all encumbrances

The correct answer is: The grantor will defend the title against claims

The covenant of "warranty forever" in a general warranty deed guarantees that the grantor will defend the title against claims. This means that if any future claims arise against the title after the property has been transferred, the grantor is legally obligated to defend against those claims and protect the grantee's ownership rights. This covenant is a key feature of a general warranty deed, as it provides the highest level of protection for the buyer, ensuring that they have full ownership rights without the risk of legal disputes over the title caused by past issues. In the context of other options, while assurance of peace of possession and guarantees regarding the condition of the property are important considerations in property transactions, they do not specifically relate to the covenant of "warranty forever." The provision that the title is free from all encumbrances is also critical, but that specificity falls under separate covenants within the general warranty deed. The guarantee of defending the title encapsulates a broader protection that ensures ongoing ownership rights for the grantee.