What type of lien can affect all properties of a debtor rather than being confined to one property?

A general lien is a type of lien that can affect all properties owned by a debtor rather than being limited to just one specific property. This means that if a creditor has a general lien on a debtor's assets, they can potentially claim all of the debtor's properties to satisfy a debt, rather than being restricted to a particular piece of real estate or property.

For example, a general lien usually comes into play in situations involving personal judgments. When a creditor obtains a judgment against a debtor in court, that judgment can create a general lien against all your real and personal property until the debt is satisfied. This is in contrast to a specific lien, which only attaches to a particular property, such as a mortgage lien that is linked exclusively to one property.

Understanding the difference between general and specific liens is crucial in real estate and financial matters, as it affects how debts can be secured and collected.