Florida Broker Practice Exam

Which deed provides that the grantor is free from liens and other encumbrances?

1. Quitclaim deed

2. General warranty deed

3. Special warranty deed

4. Bargain and sale deed

The correct answer is: Bargain and sale deed

The correct answer is the general warranty deed. This type of deed offers the highest level of protection to the grantee because it guarantees that the grantor holds clear title to the property and is free from any liens or encumbrances, except those specifically mentioned in the deed. The grantor also promises to defend against any claims to the title, providing assurance to the buyer that they are acquiring a property free of any undisclosed issues. In contrast, a quitclaim deed does not provide any warranties about the title; it merely transfers whatever interest the grantor has without any guarantees. A special warranty deed offers limited protection, as it only warrants against claims that arose during the grantor's ownership, but it does not guarantee that the title was clear prior to that. A bargain and sale deed implies that the grantor holds title to the property but does not provide warranties that the title is free from encumbrances. Therefore, the general warranty deed is the deed that ensures the grantor is free from liens and other encumbrances, making it the correct choice.