Which of the following is NOT considered a junior lien?

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A property tax lien is not considered a junior lien because it holds a superior position over other liens in the event of a foreclosure. When a property owner fails to pay property taxes, the government has the right to place a lien on the property to secure the unpaid taxes. This lien typically takes precedence over all other types of liens, including mortgages, judgment liens, and vendor's liens.

In contrast, junior liens are those that are subordinate to the primary mortgage lien, meaning they come after it in the hierarchy of claims against the property. For example, mortgage liens are typically the first liens placed on property but can be categorized as junior if there are subsequent loans against the equity. Judgment liens are typically filed as a result of a court's decision and are subordinate to other primary claims, and vendor's liens arise from unpaid purchase payments, also falling into the junior category. Therefore, property tax liens maintain their priority and are not classified as junior liens.

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